How do I choose the right car for me?
Choosing your next car is exciting, and we’re here to help make the process simple! Here are a few things to consider:
✔️ Lifestyle: City car, family SUV, or electric/hybrid
✔️ Payments: Pay upfront or choose flexible finance options
✔️ Details: Check mileage, condition, and service history
✔️ Insurance and Tax: Review insurance and road tax costs before buying
Need help? Use our Help Me Choose tool to find the right car for you.
What are my payment options?
Accepted payment methods
✅ Visa and Mastercard debit and credit cards (you can spread the cost across up to four cards)
✅ Mobile payments (Apple Pay, Google Pay, Samsung Pay)
✅ Pay by Bank (online transfer
✅ Finance - Hire Purchase (HP) or Personal Contract Purchase (PCP)
👉 Find out more about financing a cinch car
We don’t accept
❌ American Express
❌ Cash
❌ Personal Contract Hire (PCH)
Can I use my part exchange as payment?
✅ Yes! You can part‑exchange your current car and put its value towards your next one with our faff‑free part exchange.
👉 Find out more about part exchange with cinch
Can I negotiate the price?
No — our prices are fixed and fair for everyone.
We check the market every day to make sure our cars are always priced fairly and competitively, so you can feel confident you’re getting great value without the hassle of haggling.