This article explains how to apply for car finance online by selecting a car, using the finance calculator, and completing the application, with decisions typically within 24 hours. Flexible deposit options include £0 deposit, any amount from £1, or part-exchange. Applicants can modify their finance application before acceptance, but changes may affect credit checks and payments. The finance agreement must be in the main driver's name.
How do I apply for finance?
Applying for finance is easy to do directly on our website:
1️⃣ Find your next car
2️⃣ Use the finance calculator to see available options
3️⃣ Choose “Buy with finance” and head to checkout
4️⃣ Complete your finance application
You’ll usually get a decision within 24 hours and if approved, you’ll receive a digital finance agreement to review and sign.
⚠️ Important information:
- The finance agreement must be in the main driver’s name
- Make sure the monthly payments are affordable alongside your usual expenses
Do I need to pay a deposit?
We offer flexible deposit options, including:
✔️ £0 deposit finance
✔️ Any deposit amount from £1 upwards
✔️ Using a part‑exchange as your deposit*
*If your part‑exchange has outstanding finance, we can settle it for you
👉 For more information on part exchanging, click here
Can I change my finance application?
✅ Yes! Before accepting your offer you've got the option to make changes*.
Click “Not happy with offer” to change:
✔️ Term
✔️ Mileage
✔️ Car
✔️ Address
*Submitting a new application may trigger another credit check and your deposit/monthly payments may change.
⚠️ Important: Once submitted, you won’t be able to go back to your original offer.