Here you’ll find useful information on:
● How do I apply for finance?
● Do I need to pay a deposit?
● Can I change my finance application?
● How will my monthly payments work?
How do I apply for finance?
Applying for finance is easy to do directly on our website:
1️⃣ Find your next car
2️⃣ Use the finance calculator to see available options
3️⃣ Choose “Buy with finance” and head to checkout
4️⃣ Complete your finance application
You’ll usually get a decision within 24 hours and if approved, you’ll receive a digital finance agreement to review and sign
Important:
✔️ The finance agreement must be in the main driver’s name
✔️ Make sure the monthly payments are affordable alongside your usual expenses
Do I need to pay a deposit?
We offer flexible deposit options, including:
✔️ £0 deposit finance
✔️ Any deposit amount from £1 upwards
✔️ Using a part‑exchange as your deposit*
*If your part‑exchange has outstanding finance, we can settle it for you
👉 Find out more about part exchanging
Can I change my finance application?
Yes, before accepting your offer you've got the option to make changes*.
Click “Not happy with offer” to change:
✔️ Term
✔️ Mileage
✔️ Car
✔️ Address
*Submitting a new application may trigger another credit check and your deposit/monthly payments may change. Once submitted, you won’t be able to go back to your original offer.
How will my monthly payments work?
Your payment depends on:
✔️ The car’s value
✔️ Your deposit
✔️ Finance term
✔️ Finance type (PCP or HP)
📅 Your first payment is usually taken around one month after you receive the car, then monthly until the end of your agreement.
📄 For exact details, check your finance agreement or contact your lender directly.