What happens after I submit a finance application?

Here you’ll find useful information on:

● If your finance application is approved
● Signing your finance agreement
● Paying your deposit
● Understanding your monthly payments
● Managing your finance agreement
● If your finance application is declined

If your finance application is approved

You’ll receive an email with your tailored finance offer.

✔️ Review and sign your finance agreement within three days
✔️ Upload a valid form of ID (passport or driving licence)
✔️ Upload a photo of your signature
✔️ Pay any required deposit

⚠️ Important: You'll have three days to complete your order, pay your deposit, and book your delivery or collection.

Signing your finance agreement

✔️ Black Horse: Your PIN can be found on the Direct Debit page of your finance documents.
✔️ Evolution Funding: Your PIN will be sent to you by text message.

Paying your deposit

✔️ Check your inbox and junk folder. 
✔️ Alternatively, log in to My Account, select Your Order, and you'll find your deposit payment link there.

Understanding your monthly payments

📅 Your first monthly payment is usually taken around one month after you've received your vehicle. After that, payments will be collected monthly for the duration of your finance agreement.

📄 For your exact payment schedule, please refer to your finance agreement or contact your lender directly.

Managing your finance agreement

• Changing your Direct Debit details or payment date

If you'd like to update your bank details or discuss changing your payment date, you'll need to contact your lender directly. Their contact details can be found in your finance agreement.

• Settling your finance early

If your finance application is declined